Litigation/Insurance/Construction/Bad Faith

The Spence Law Group is a Florida law firm that helps corporate clients with contractual disputes and insurance matters.  We utilize our prior expertise working with insurance carriers to help our clients with their insurance claims, whether it is first party or third party related. Our team has construction, insurance, claims and litigation experience.  We know the estimating softwares insurance companies use, the policy contracts, and the issues that make insurance companies pay fair settlements to our clients.


Areas We Specialize In:
  • Hurricane/Tropical Storm Damage
  • Hail Damage
  • Fire & Smoke Damage
  • Pipe Breaks
  • Flooding
  • Theft
  • Tornado Damage


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Risk Management

Risk management is an area of our practice that is growing to fit the needs of corporate clients to stay in compliance, manage liabilities and grow their profits.

Our risk management experts can review your company's exposures, your insurance contracts and your liabilities and show  how to minimize your risks, either through proper insurance or other risk transfer mechanism.

Many companies find out the hard way after they suffer a major loss that they did not have adequate insurance or that their loss is not covered.  Our licensed agents and risk managers can give you an audit of your exposures, ahead of  the Hurricane season.

Types of businesses who can benefit from our free risk review:

  • Condominium Associations
  • Car Dealerships
  • Shopping Malls
  • Property Management
  • Hotels and Motels
  • Restaurants
  • Manufacturing
  • Hospitals
  • Municipalilities
  • Non Profit Organizations (NGOs)

Call us if you would like a free risk review and training.



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Conflict resolution  can be effective in producing the desire outcome for our clients, without the cost of going to trial, or  when it is a process ordered by the court.

We use trained mediation specialists with knowledge in construction, hospitality, automobile dealerships, and insurance claims as well as other specialized industry so that we can negotiate effectively for our clients.

Insurance first party contracts often provide a clause for either the insurance company or the policyholder to request appraisal.  The insurance company can demand appraisal, but so can the policyholder.   We handle the appraisal process with our construction and insurance experts on behalf of our clients.

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Get a free phone consultation

If you are unsure about what steps to take to protect your rights or claim, call or email us for a free consultation:

(727) 223-9103  or email: